Strategy Description  

Designed to provide income, this model actually blends four different strategies and applies our Downside Risk Protector®

This strategy is a multi-asset class income model that invests in a wide range of cash, fixed interest, and dividend-focused ETFs.

Included in the analysis are U.S. Treasuries, mortgage-backed securities, investment-grade and high-yield corporate bonds, emerging market bonds, REITs, preferred stocks, and dividend stocks.   

The model is rebalanced monthly.

The strategy is designed to be a total portfolio solution and can also serve as a core within a core-satellite construction.


Sharpe Ratio – the average return earned in excess of the risk-free rate.  A higher Sharpe Ratio is better

Risk-Free Rate – represents the interest an investor would expect from an absolutely risk-free investment over a specified period of time.

Sortino Ratio – another measure of risk that takes into account the downside deviation of the asset.  A higher Sortino Ratio is better.

What is drawdown?

Drawdown is the measure from the highest high to the lowest low or peak to trough during a specific time period.  It is an important measurement of risk.  A larger drawdown requires a more significant increase in the security to recover.